Legal Disclaimer

Introduction

This is the official web site of The Trade Bank of Iraq "the Bank", hereinafter referred to as "the Site". Individual(s) and institution(s), worldwide, are invited to browse through the site.

Owner

The Site is owned and operated by the Trade Bank of Iraq, hereinafter referred to as "OWNER" of the Site.

Materials

This Site contains authentic information, text, documents, logos and other materials, hereinafter referred to as "MATERIALS". This would include, as an example, the Bank's Logo, pictures, news items issued by the Bank, information on the Bank, information on Iraq, information and other materials. All MATERIALS are protected by copyright and privacy laws and owned by the OWNER. This includes the manner in which the MATERIALS are being displayed and designed and any designing and programming effects on the MATERIALS. No license, whether explicit or implicit, is being granted to dispose of the MATERIALS whether by using, altering the status of any or all of the MATERIALS even when done in good faith.

Usage of any/all of the MATERIALS is limited to informational and non-commercial purposes only and in good faith. Displaying any of theMATERIALS must be accompanied with proper attribute to OWNER in the following format: Copyright © 2004, The Trade Bank of Iraq.

Other Materials

The web Site may include other materials that do not belong to the OWNER and are displayed with proper authorization from their owners. Copyright to those materials are to their respective owners.

The know-how for the design and implementation of the databases, audio and video files, cgi programming, server side html, html rendering, advanced JavaScript, ShockWave, asp files, implementation and other know-how used for creating the Site from the MATERIALS of the OWNER is proprietary the OWNER and any other entity that OWNER should specify in the future.

Limitations of Liability

All MATERIALS in these web pages are provided "AS IS" without warranty of any kind, the OWNER will, in no way, be held liable for any special, indirect, vicarious or consequential damages related to using the Site, its content or the accuracy of the information mentioned herein or from any links entered into from this web site or from downloading files whether hypertext, media, ShockWave, GIF or JPEG files or other files in any other format.

The OWNER is permitted under law to make improvements and/or changes on the Site any time without prior notice or permission.

All information or materials sent via this Site to the OWNER is the property of the OWNER and the latter is granted an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. Your name and contact information will be deemed confidential and will not be released to third party(s) without your consent.GENERAL TERMS

You may not send "SPAM" unsolicited email in connection with any communication You send to the OWNER electronically, including but not limited to, junk mail, chain letters or other unsolicited bulk mail, commercial or otherwise. You also warrant that the content You provide in any communication, electronically or otherwise, to the OWNER:

Does not infringe on any third party's intellectual property rights, or proprietary rights, or rights of publicity or privacy;

Does not violate any law, statue, ordinance, or regulation;

Is not unlawful, harassing, abusive, threatening, defamatory, libelous, pornographic, vulgar, obscene or otherwise objectionable material of any kind or nature.

Does not contain viruses or other similar harmful programming.

General Terms

You may not send "SPAM" unsolicited email in connection with any communication You send to the OWNER electronically, including but not limited to, junk mail, chain letters or other unsolicited bulk mail, commercial or otherwise. You also warrant that the content You provide in any communication, electronically or otherwise, to the OWNER:

Does not infringe on any third party's intellectual property rights, or proprietary rights, or rights of publicity or privacy;

Does not violate any law, statue, ordinance, or regulation;

Is not unlawful, harassing, abusive, threatening, defamatory, libelous, pornographic, vulgar, obscene or otherwise objectionable material of any kind or nature.

Does not contain viruses or other similar harmful programming.

Linking

Linking to this Site requires a prior permission from the webmaster. Should such permission be granted, the following points should be

taken into consideration:-

Title should be mentioned as: The Official website of The Trade Bank of Iraq, Iraq.

Hyperlink must be established to www.tbiraq.com.

Linking could be established by displaying any of the icons provided by OWNER in due time.

Links

You might enter other web sites via clicking on a hyperlink from any of its sections. Those web sites are in no way part of the Site and OWNER is in no way responsible for the content of those web sites. Furthermore, these other websites are not controlled by the OWNER and the OWNER is not responsible for any content contained on any such website or any loss suffered by You in relation to Your use of such websites. The fact that such links exist on the Site does not mean nor indicate any approval or endorsement of any of these sites or any material contained on any linked site. The OWNER assumes no responsibility or liability for any material that may be contained on any other web site accessed through this Site. Nor does the OWNER make any representation regarding the quality of any product or service contained at any such site. Your connection to these sites is at Your own risk. You waive any and all claims against the OWNER regarding the inclusion of links to outside websites or Your use of those websites.

Disclaimer

Mentioning any of the trade names and web addresses of commercial products on the Site is for informational and non-commercial purposes only and the OWNER is in no way responsible for the quality or merchantability of those products, nor is advocating or promoting them.

Governing Law/s

The Site shall be governed by the applicable laws of the Republic of Iraq.

Due and proper consideration shall be given to emerging Internet laws, customs and generally accepted modes of conduct recognized by the Internet community as "netiquette".